This week, we at Bourse, Sarodh Ramkhelawan reviews the performance of Guardian Holdings Limited (GHL) for the six months ended June 30th, 2023 (HY2023) and NCB Financial Group Limited (NCBFG) for the nine months ended June 30th,2023 (9M2023). GHL benefitted from strong insurance revenue and operating income bolstered by improvements in fair value gains. Meanwhile, NCBFG grappled with reduced earnings and operating income as it continues to navigate the still uncertain operating environment.