This week, at Bourse Sarodh Ramkhelawan, reviews the performance of local Banking Sector stalwarts Republic Financial Holdings Limited (RFHL) and First Citizens Group Financial Holdings Limited (FCGFH) for their nine months (9M 2022) ended 30th June, 2022. RFHL was able to deliver earnings growth driven by increased Operating Income. FCGFH, meanwhile, reported lower Operating Income which was offset by a reversal of Credit Impairment Losses. What might investors expect in the months ahead?