This week, at Bourse, Sarodh Ramkhelawan reviews the performance of local Banking Sector giants Republic Financial Holdings Limited (RFHL) and First Citizens Group Financial Holdings Limited (FCGFH) for their six months (HY 2022) ended 31st March, 2022. Both Groups benefitted from increased Operating Income and lower Credit Impairment Losses, despite FCGFH’s fall in Net Interest Income relative to RFHL. What might investors expect in the months ahead?